Terms of Service

Agreement to Terms

By accessing and using the Loam & Home website (loamandhome.com), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our site.

Use of Site

You agree to use our site only for lawful purposes. You may not:

• Use the site in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the site's operation
• Upload viruses, malware, or other harmful code
• Harvest or collect information about other users

Intellectual Property

All content on this site — including text, images, graphics, logos, and designs — is the property of Loam & Home and is protected by copyright and trademark laws.

You may not:

• Copy, reproduce, or distribute our content without permission
• Use our trademarks or branding without written consent
• Modify or create derivative works from our content

Product Information

We strive to provide accurate product descriptions, images, and pricing. However, we do not guarantee that all information is error-free, complete, or current.

We reserve the right to correct errors, update information, and change or cancel orders if necessary — even after an order has been submitted.

Pricing & Payment

All prices are in US dollars (USD) and are subject to change without notice. We accept payment via credit card, debit card, and other methods processed through Stripe.

By providing payment information, you represent that you are authorized to use the payment method and authorize us to charge the total amount of your purchase.

Order Acceptance

We reserve the right to refuse or cancel any order for any reason, including:

• Product availability
• Errors in pricing or product information
• Suspected fraud or unauthorized transactions
• Violations of these Terms of Service

Shipping & Delivery

Shipping times are estimates and not guaranteed. We are not responsible for delays caused by shipping carriers, weather, or other factors beyond our control.

Risk of loss and title for items pass to you upon delivery to the shipping carrier. See our Shipping Policy for more details.

Returns & Refunds

We offer a 30-day return policy on all products. See our Returns & Refunds Policy for full details.

Limitation of Liability

To the fullest extent permitted by law, Loam & Home shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our site or products.

Our total liability shall not exceed the amount you paid for the product that gave rise to the claim.

Indemnification

You agree to indemnify and hold harmless Loam & Home from any claims, damages, or expenses arising from your use of the site or violation of these Terms.

Disclaimer of Warranties

Our site and products are provided "as is" without warranties of any kind, either express or implied. We do not guarantee that the site will be uninterrupted, error-free, or secure.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

Dispute Resolution

Any disputes arising from these Terms or your use of the site shall be resolved through binding arbitration, except where prohibited by law.

Changes to Terms

We reserve the right to update these Terms at any time. We'll notify you of significant changes by posting the updated Terms on this page with a new "Last Updated" date.

Your continued use of the site after changes are posted constitutes your acceptance of the new Terms.

Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

Contact Information

If you have questions about these Terms of Service, please contact us at hello@loamandhome.com.